It’s sometimes called ‘it won’t happen to me’ insurance, but putting protection plans into place for your family is important. It means that you’ll have an income that you and your loved ones can rely on if things in life don’t go quite to plan and if the worst does happen it means that your family could have a pot of money to help them through.
As there are so many different kinds of protection on the market, it’s quite clear that you’ll benefit from getting advice on what to choose and that’s what we here at Bluefish are trained to do.
There are protection policies that can cover you or your family for specific unexpected life events, like redundancy, permanent disablement, critical illness, serious accident, or death. These are all unfortunate circumstances that we’d rather avoid but if they do happen, we need help to keep things going. Here at Bluefish we can help you make arrangements so that, if the worst does happen, you or your family will have an income or lump sum to rely on.
Life assurance can be set up for a specific period of time, in which case it’s known as ‘term assurance’. Or you could put a policy into place that will run indefinitely, which is known as ‘whole of life’ assurance. So long as the premiums are paid, in both cases, your estate – that is, your loved ones – will benefit from a pre-agreed sum if anything happens to you.
Even though it’s a subject which most of us try to push from our minds, that “what if” scenario does need talking about and we’re here to listen. So get in touch and lets talk about what your family might need one day.
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