Bluefish Financial Services Limited
Meet Sam Teller – Financial Adviser

Pensions

Download our Guide to Pension Freedoms HERE

Anybody who has worked in the UK and has paid National Insurance will have some kind of pension pot tucked away. Whether that pot is big enough to see them through the eventualities of growing old is a question that can be discussed with us here at Bluefish.

Many people have taken out a private pension or maybe they have been part of a company pension scheme at some point. Are those funds working the best way they can for your future? Could the funds be moved to a better performing scheme? These are questions that can be discussed with us here at Bluefish.

Teenagers and young adults starting out in the world of work seldom think of what life will be like when they retire. But the fact remains that payments into a pension fund at an early age are those which are going to be growing for the longest. It is these early payments which can help towards offsetting higher costs of living in later life. Should someone in their first job make the effort to pay into a private pension so early? That’s a question that can be discussed with us here at Bluefish.

And for those who are moving towards retirement age, what’s the best strategy for topping up any existing pensions whilst getting the best tax relief? Should you be planning for a lump sum or are there more benefits to leaving the pension pot to simmer longer? These are questions that can be discussed with us here at Bluefish.

So there are lots of reasons to get in touch with us here at Bluefish and discuss your circumstances, regardless of what stage you are at in your working life and regardless of whether you already have a pension or not.